HDB sublet

## Subletting of HDB flats : 

3 years :
- Non-subsidised flat (flat purchased from the open market without a CPF housing grant) and the application to buy the flat was received by HDB before 30 Aug 2010.

5 years :
- Non-subsidised flat (flat purchased from the open market without a CPF housing grant) and the application to buy the flat was received by HDB on or after 30 Aug 2010.
- Subsidised flat (flat purchased directly from HDB or from the open market with a CPF housing grant)

## Subletting of Bedroom(s)

As a flat owner of a 3-room or bigger flat, you are allowed to sublet your spare bedroom(s). 
No prior approval from HDB is required for subletting of room(s). However, flat owners must register the subletting with HDB within 7 days from the commencement date of the subletting. The flat owners and the authorised occupiers must also continue to stay in the flat with the subtenants during the subletting period and comply with other subletting conditions

Singapore Savings Bonds

Yield will match average 10yr Singapore Govt Securities (SGS), which is bet 2-3%.

1st issue will be 1-Sep-2015. Applications will close on 25-Sep.

Time to scrap my trusted Matrix

1. Apply for a TPin

2. Go Onemotoring to authorise a submitter (using TPIN) to de-register vehicle

3. Submitter to bring these documents to a LTA Appointed Scrapyard within 5 calendar days:

(a) Duly completed de-registration application form (Form D01));

(b) NRIC (submitter)

4. Submit proof of scrap to the LTA within 1 month to get PARF rebate