Wednesday, July 11, 2012

Sublet of HDB by PR

With effect from 11-Jul-2012 :

- PR flat owners will be allowed to sublet their flat after meeting the MOP, if they have not sublet the flat before.

- Approval will be granted for 1 year only, instead of current 3 yrs

- Upon expiry of the 1-year period, the application to extend the approval will be assessed on a case-by-case basis, and granted only if there are extenuating reasons.

- The total period of subletting is capped at 5 yrs


To report suspected unauthorised subletting / use of flat, call HDB’s dedicated hotline @ 1800-555-6370



BTO May 2012



Project
Flat Type
No of Units
Number of
Applicants
Application Rate*
First Timers
Second Timers
Overall

Choa Chu Kang
Keat Hong Pride
(Standard flats, non-mature estate) 
3- room
80
411
1.6
25.4
5.1
4- room
656
890
0.9
4.2
1.4
5- room
407
493
0.7
4.0
1.2

Kallang Whampoa
McNair Towers
(Premium flats, mature estate) 
Studio Apartment
270
579
Not Applicable
2.1

Kallang Whampoa
McNair Towers (Premium flats, mature estate) /
Bendemeer Light (Standard flats, mature estate) 
3- room
327
622
1.0
20.4
1.9
4- room
888
3605
3.1
22.8
4.1

Punggol
Waterway SunDew
(Premium flats, non-mature estate) 
3- room
152
417
0.9
13.8
2.7

Punggol
Punggol Edge
(Standard flats, non-mature estate) 
3- room
128
334
0.7
13.5
2.6

Punggol
Waterway SunDew (Premium flats, non-mature estate) /
Punggol Edge (Standard flats, non-mature estate) 
4- room
823
1480
1.1
5.7
1.8
5- room
422
1049
1.3
9.0
2.5

Sengkang
Compassvale Boardwalk
(Standard flats, non-mature estate) 
4- room
252
1422
4.0
15.1
5.6
5- room
222
952
3.1
11.2
4.3
TOTAL (excluding Studio Apartment)
4357
11675
1.7
9.5
2.7
TOTAL (including Studio Apartment)
4627
12254
Not Applicable
2.6


Source : hdb.gov.sg

Tuesday, July 10, 2012

Lease Buyback Scheme

Under the Lease Buyback Scheme (LBS), launched on 1 Mar 2009, HDB will buy back the tail-end of the lease of flats, leaving the elderly with a shorter 30-year lease (from original the 99-year lease).

In addition to the value of the housing equity unlocked from the shorter lease, the Government will top up the amount with $20,000 (under Budget 2012).

Sale proceeds of the flat’s lease can be used to purchase the annuity plan from CPF.

But flat cannot be sold in the open market or sublet (whole unit) anymore.


To terminate the lease prematurely, the flat owner can:

- Return the flat to HDB, and receive a refund for the residual lease pro-rated on a straight-line basis

- If the flat is returned < 5 yrs, HDB will recover a pro-rated amount of the $20k subsidy

- The Immediate Annuity plan will not be terminated and will continue to provide a lifelong monthly income

- If the flat was bought with CPF savings, the lessees would be required to refund the sale proceeds to make up their cohort Minimum Sum, up to the amount of CPF savings that they had withdrawn and the interest that would have been earned on the withdrawn savings into their Retirement Account